Medicare Solutions
A person’s Medicare experience greatly depends on the quality of information received early in the process. This can be a heavy burden for a person to gather on their own. Blaze Senior Concepts specializes in assisting individuals and employers throughout the Medicare enrollment process and beyond.
It’s important you know the facts when researching your Medicare options. Blaze Senior Concepts is an independent insurance agency. This means we offer multi-carrier options, with the freedom to recommend the insurance plan that fits best for YOU. Our plans are underwritten by national and regional insurance carriers with an AM Best rating of A or higher. We walk you through every step of your Medicare planning.
Medicare Part A (Hospital Insurance):
Medicare Part B (Medical Insurance):
Medicare Part C (Medicare Advantage):
Medicare Part D (Prescription Drug Coverage):
Medicare Supplement (Medigap):
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Medicare Part A (Hospital Insurance):
- Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
- Most people don’t pay a premium if they or their spouse paid Medicare taxes while working.
- Deductibles and coinsurance apply.
Medicare Part B (Medical Insurance):
- Covers outpatient care, doctor visits, preventive services, and some home health care.
- Requires a monthly premium (based on income).
- Deductibles and 20% coinsurance apply for most services.
Medicare Part C (Medicare Advantage):
- An alternative to Original Medicare (Parts A & B), offered by private insurance companies.
- Includes all benefits from Parts A & B, often with additional benefits like vision, dental, and hearing.
- May include prescription drug coverage (Part D) and have different out-of-pocket costs.
Medicare Part D (Prescription Drug Coverage):
- Provides prescription drug coverage, available through standalone plans or included in some Medicare Advantage plans.
- Requires a monthly premium and may have deductibles and copayments.
- Coverage varies by plan, and there is a formulary (list of covered drugs)
Medicare Supplement (Medigap):
- Private insurance plans that help pay out-of-pocket costs not covered by Original Medicare (Parts A & B), such as deductibles, copayments, and coinsurance.
- Does not cover prescription drugs (Part D) or additional benefits like vision or dental.
- Standardized across states, but premium costs vary by provider and location.
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Looking to give your employees the Medicare support they need but aren’t sure where to begin? Blaze Senior Concepts can help!
Onsite Medicare Seminars for Employees:
Interactive Webinars on Medicare Basics:
One-on-One Medicare Consultations:
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Onsite Medicare Seminars for Employees:
- We offer in-person seminars at your workplace, providing detailed presentations on Medicare Parts A, B, C, D, and Medicare supplements.
- Tailored to your employees’ needs, focusing on common questions and helping them make informed decisions as they approach Medicare eligibility.
- Q&A sessions allow employees to ask specific questions, and educational materials are provided.
Interactive Webinars on Medicare Basics:
- Virtual webinars designed to educate employees on the fundamentals of Medicare, accessible from any location.
- Flexible scheduling to accommodate various time zones or shifts.
- Recorded sessions available for future reference, and live Q&A opportunities allow real-time engagement.
One-on-One Medicare Consultations:
- Personalized consultations, either in-person or virtually, to address specific Medicare questions and individual circumstances.
- Assistance with plan comparisons, enrollment timelines, and coordination with existing employer-sponsored health plans.
- Ongoing support for employees as they transition to Medicare, ensuring they understand their options and coverage.
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